Reviews
Your Colorado Springs Health Insurance Broker, Right Up the Road
We Check Your Doctor Networks Before You Enroll
One of the most common concerns we hear from Colorado Springs residents is whether their current doctors will be covered under a new plan. It's a fair worry — and one we take seriously. Before we recommend anything, we verify that your preferred providers are in-network. If you see physicians at UCHealth Memorial or Penrose-St. Francis, we'll confirm your access before you sign anything.
This is what it means to work with a local broker instead of shopping a website on your own. We know the provider landscape here, and we make sure your plan works with the care you already rely on.
We've been helping Colorado Springs residents find health coverage since 2015 — not from a call center, but from our office on Kelly Johnson Blvd in the Briargate area. As a family-owned, independent brokerage, we compare plans across multiple carriers to find the right fit for your situation. No pressure, no scripts, and no 800 numbers. Just local advisors who know this community and take the time to explain your options in plain language.
Whether you're in Briargate, Monument, Falcon, Fountain, or Manitou Springs, we serve clients across the greater Colorado Springs area. We're also a sponsor of the Financial Planning Association of Southern Colorado — a relationship that reflects the kind of trusted, referral-based reputation we've built here over the past decade.
A Real Office, Real Advisors, and Five-Star Reviews
Coverage for Every Stage and Situation
As an independent brokerage, we work across all four major coverage areas. Whatever your situation, we compare options across carriers and walk you through what each plan actually means for your health and your budget.
- Individual Health Insurance: Marketplace plans, health shares, and alternative coverage for individuals and families shopping outside of an employer plan
- Medicare: Medicare Advantage and Medicare Supplement plans for those turning 65 or already enrolled — DJ is our dedicated Medicare advisor and handles every client in this category personally
- Life and Disability Insurance: Term life, whole life, final expense, long-term disability, and long-term care coverage for individuals and families planning ahead
- Small Business Health Insurance: Small group plans and self-employed coverage for Colorado Springs business owners who want to offer benefits or find their own
Built for Colorado Springs Business Owners
Small business health insurance is one of our fastest-growing areas of focus — and Colorado Springs has no shortage of independent businesses, contractors, and self-employed professionals who need coverage that actually fits how they work. If you're a solopreneur trying to find your own plan, or a small business owner weighing whether to offer benefits to your team, we help you compare options across multiple carriers and find what makes sense for your size, budget, and goals.
You don't need an HR department or a large headcount to get real coverage. You need someone who understands the options available to smaller operations and can walk you through them without the jargon. That's what we do.
Does it cost more to use a health insurance broker?
Generally, you don't pay us a separate fee to help you compare and enroll in the plans we represent. Insurance carriers may compensate brokers when an enrollment occurs.
We'll explain our role, review the options available to you, and help you understand what you're considering before you make a decision.
How do insurance brokers get paid?
Insurance brokers are commonly compensated by insurance carriers when clients enroll in certain plans. That allows us to help clients review coverage without charging a separate consultation fee in many situations.
If anything about our compensation applies differently to your situation, we'll explain it before you enroll.
What's the difference between an insurance broker and an agent?
Some insurance agents represent a single insurance company. Independent brokers can work with multiple carriers.
As an independent brokerage, Lighthouse Group can review plans from the insurance companies we represent and help you compare factors such as premiums, benefits, provider networks, and prescription coverage.
Can a broker help me after I enroll?
Yes. Our relationship doesn't have to end when you choose a plan.
We can continue helping with questions about your coverage, renewals, plan changes, and other issues that come up along the way. If something isn't making sense, you have someone you can ask.
Why not just buy a plan on my own?
You absolutely can.
The challenge is that a plan name and monthly premium don't tell you everything. Your doctors, prescriptions, provider network, deductible, and expected healthcare needs can all affect how well a plan works for you.
We help you look beyond the price tag so you can better understand what you're choosing before you enroll.
Customer testimonials on Google
What Colorado Springs Residents Ask Us Most
Where is your Colorado Springs office located?
Our office is at 1271 Kelly Johnson Blvd #111, Colorado Springs, CO 80920, in the Briargate area. We primarily meet with clients virtually for convenience, but in-person appointments are available by request.Our office is at 1271 Kelly Johnson Blvd #111, Colorado Springs, CO 80920, in the Briargate area. We primarily meet with clients virtually for convenience, but in-person appointments are available by request.Do you work with people outside of Colorado Springs?
Yes. We serve clients across the Front Range and statewide in Colorado, including Monument, Falcon, Fountain, Pueblo, and beyond. We also have clients in Texas, Nebraska, Wyoming, and Arizona.Yes. We serve clients across the Front Range and statewide in Colorado, including Monument, Falcon, Fountain, Pueblo, and beyond. We also have clients in Texas, Nebraska, Wyoming, and Arizona.How do I know if my doctors at UCHealth Memorial or Penrose-St. Francis will be covered?
Before we recommend a plan, we check whether your current providers are in-network. If you have specific physicians or facilities you want to keep, let us know during your consultation and we'll verify coverage before you enroll.Before we recommend a plan, we check whether your current providers are in-network. If you have specific physicians or facilities you want to keep, let us know during your consultation and we'll verify coverage before you enroll.Is working with an independent broker more expensive than going directly to an insurance company?
No. Our services are provided at no additional cost to you. We're compensated by the insurance carriers, which means you get unbiased guidance across multiple plan options without paying extra for it.No. Our services are provided at no additional cost to you. We're compensated by the insurance carriers, which means you get unbiased guidance across multiple plan options without paying extra for it.How long does it take to find and enroll in a plan?
Most clients move from initial consultation to enrollment within a few days to a couple of weeks, depending on timing and the type of coverage. We walk you through every step — consultation, research, plan review, and enrollment — so nothing falls through the cracks.Most clients move from initial consultation to enrollment within a few days to a couple of weeks, depending on timing and the type of coverage. We walk you through every step — consultation, research, plan review, and enrollment — so nothing falls through the cracks.
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Work With a Colorado Springs Broker Who Knows the Area
Finding health insurance shouldn't feel like navigating it alone. We've spent more than a decade building relationships in this community, earning 45 five-star Google reviews, and helping Colorado Springs residents make confident coverage decisions. When you're ready to talk through your options, we're here — and we're local.
Reach us at 719-645-6281, email info@lighthousehwg.com, or use the consultation form on our contact page to get started.
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